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  • What information will be provided by VMIA when I search for a builder?

    The Builder Search will provide the following information, if the relevant builder is eligible for insurance with VMIA:

    • The builder's name;
    • The builder's ABN or ACN; and
    • Whether the builder is currently eligible for DBI.

  • VMIA says the named builder is ‘eligible for insurance', what does that mean?

    This means the builder is currently eligible to purchase DBI from VMIA. A builder must have this eligibility before VMIA will consider issuing insurance to the builder for works at any particular property.

  • What does it mean if the search results say ‘unable to locate any details for the search criteria submitted'?

    This could mean:

    • The builder named in the search is not currently eligible to purchase DBI from VMIA.
    • The details entered for the builder do not exactly match our records. Make sure you check that the details you have entered in the builder search field are correct and that you are not searching a business name (please see below for an explanation).

  • Why can't I search by business name?

    Only an individual person, partnership or company can be a ‘builder’ who undertakes domestic building works. VMIA therefore only issues DBI policies in the name of the person, partnership or company responsible for carrying out the domestic building work.

What is DBI?

Domestic Building Insurance (DBI) is required for all domestic building projects, where the contract price is over $16,000.

What is DBI
What’s Covered?

DBI covers incomplete or defective building work, up to amounts set out in the policy. It can also cover the costs of some expenses incurred by the homeowner, such as loss of deposit.

What's covered

Victorian Managed Insurance Authority (VMIA) acknowledges the Traditional Custodians of the land on which we do business and we pay our respects to Elders past, present and emerging. We acknowledge the important contribution that Aboriginal and Torres Strait Islander peoples make in creating a thriving Victoria.

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